Privacy policy

PLEASE  READ  THIS  PRIVACY  POLICY  CAREFULLY.  THIS  POLICY DESCRIBES THE WAYS SALARYO FINANCIAL TECHNOLOGIES LTD AND THEIR  AFFILIATES (together,  "Salaryo",  "we",  "us",  "our") AND/OR  OUR VENDORS  COLLECT,  PROTECT,  USE,  AND  STORE  YOUR  PERSONAL INFORMATION.  YOU  ACCEPT  THIS  PRIVACY  POLICY  BY  USING  OUR PRODUCTS  AND  SERVICES  ON  OUR  WEBSITE,  WEB  APPLICATION, MOBILE  APPLICATION,  FACEBOOK  MESSENGER  OR  THROUGH  ANY OTHER MEANS (collectively, the "Services").

We may amend this privacy policy at any time by posting a revised version on our website. We will attempt to give a reasonable notice period upon making any changes; however, unless otherwise stated, the revised version will be effective at the time we post it.

As a financial company entrusted with sensitive financial information, we respect the privacy of our consumers and are committed to protecting confidential information and treating member information responsibly. We limit the use and collection of information about our members to that which is necessary to conduct our business.

1. How Salaryo collects your information

a. Information you give Salaryo

If you open an account or use the Services, we may collect the following types of information:

b. Information Salaryo learns from your use

c. Cookies and anonymous identifiers

d. Information obtained from third parties

2. How Salaryo protects your information

3. How Salaryo uses your information. 

a. Improving our service 

Salaryo uses information to perform and improve the Services, contact you, conduct research, and provide anonymous reporting for clients. For example, we may use information to provide member support, process transactions, resolve disputes, collect payments, prevent illegal activities, customize the Services, reduce risk to parties involved in our transactions, and verify the accuracy of information.

b. Providing relevant marketing to you

We may use information to deliver service update notices, and promotional offers based on your communication preferences. We may combine your information with information we collect from other companies and use it to improve and personalize the Services and content.

4. When Salaryo shares your information.

a. Everyday business purposes

We share your personal information with employees, affiliates, vendors, partners, and third parties as required to offer the Services. This includes, but is not limited to, processing transactions, maintaining your account, responding to court orders and legal investigations, litigation purposes, complying with audits or other investigations, and reporting to credit bureaus.

b. When required by law

We will share your information with any party when required by law or by a government request to do so, or to combat fraud or criminal activity.

c. Salaryo does NOT use your information to sell or rent to third parties.

5. Access your information

You can review and edit your personal information at any time by logging in to your account on the website, the web or mobile applications, or by contacting us at s​[email protected]​. You can also request to close your account by contacting us at [email protected]​. If you close your Salaryo account, we will mark your account in our database as "closed", but will keep your account information in our database to comply with our legal obligations. This is necessary in order to detect and deter fraud, ensuring persons who try or commit fraud will not be able to avoid detection simply by closing their account and opening a new account. If you close your account, your personally identifiable information will not be used by us for any further purposes, nor sold or shared with third parties, except as necessary to prevent fraud and assist law enforcement, as required bylaw or in accordance with this privacy policy.

6. Contact Salaryo

If you have questions or concerns regarding this privacy policy, please contact us at s​[email protected].